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sell your books online ! get cash now

Many people don’t realize how valuable books can be.   Oddly enough, some books are getting rarer ( and more valuable ), because of the internet, collectors, and curious people who love to read.   Textbooks can  be worth a lot of money, but they must be current editions.   If you have textbooks to sell, do it soon before the new edition comes out.

Look around, find some books, and go to Fat Brain Books

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Watch this video for tips and information about how to find good used books to sell.


Debt will destroy world economy

It’s only a matter of time before the world economy collapses under the crushing load of debt.

Borrowing money can be necessary and very useful, of course, but what’s happened in the last 75 years or so is that huge numbers of people are borrowing against an uncertain future, to satisfy short term desires for unnecessary consumer goods.     Governments around the world are doing likewise, setting up massive debt for our children and grandchildren to repay.   They will never be able to pay it back, so eventually, the whole house of cards will come tumbling down.   Right now, we in USA are paying the huge debt we inherited from previous generations, and we are groaning under the load, on the very brink of collapse.    Yet, we are still borrowing more.

It’s one thing to borrow money for a house to live in, get an education, or for governments to borrow to fix roads and bridges.   It’s quite another thing to rack up debt to go on vacation, fight a war, or support some frivolous government project.    The world has collectively dug itself into a massive debt hole, and consumer debt is now spreading all around the world to places like India, China, Indonesia, South America, and Africa.   The “modern” way of getting something today and paying for it later is a terrible addiction that will lead to disaster on a huge scale.

Buy now, pay 3 times what it’s worth later….

Most people who borrow on credit cards ( including many government officials )  do not do the math.    If you buy a 500 dollar stereo and pay 25 dollars a month on a 15 percent interest loan, you’ll end up paying around 3 times the cost of the stereo, just so you can have it today.    People do this all the time, and not just for one whimsical purchase.   They do it many, many times.    Racking up debt has become a lifestyle that’s deeply embedded in our culture.     Almost everyone does it.    This is insanity and it’s not sustainable.    At this moment in the United States, many states such as New York and California are deeply in debt and that debt is increasing daily, while at the same time there is a recession.   There is not enough tax revenue coming in to pay off the debt.    Consumers do not want any more taxes, of course.    So, what do these governments do?   Borrow more money, of course.    This gives the temporary illusion of solvency, but it’s passing the debt to future generations.

You don’t have to be a genius economist to figure our that sooner or later the whole thing will crash.   That should be quite obvious to anyone.    This is exactly what is happening right now around the world, and it will get much worse in the next decade.     You won’t hear a lot of politicians telling you this, however.  It’s not politically correct.    If the chairman of the U.S.A. Federal Reserve bank told the truth, the financial collapse would occur very fast.    So, he hides the truth, and the economy collapses more slowly.     Smart people should take a long, honest look at the facts and start living differently.

How on earth could the world economy NOT collapse  under these circumstances ?    To pay off these massive government debts we would need a lot more revenue, coming from taxes of one kind or another, and that’s not going to happen.   Politicians run for office on a platform of low taxes, but lots of government benefits.    It’s so silly, but it’s tragic.   That’s like saying you can have all you want, but it won’t cost you anything.   How stupid can you be?   Yet, that’s exactly what is happening.

If governments around the world are in financial trouble,  how do you think the average person is going to make it?

One way to fight this trend is to buy, whenever possible, used products. Our world economy has created uncounted billions of products that often last a long time, but are quickly discarded into landfills that will last for hundreds, or thousands, of years.    For example, television sets.   A good TV will last a long, long time.   I have  one that is over 20 years old, still works fine.    And, when our large screen TV failed after only 3 years, instead of buying a new one for 800 USD, I bought a smaller, used one for 10 dollars.    I hardly notice the difference.   My quality of life and personal enjoyment has not decreased at all.    Yet, manufacturers build new models of many products every year in an effort to satisfy the insatiable demand for the latest gadgets.   The same happens with cars.   A well made and maintained automobile can last 20 to 30 years, or even longer in some cases.   Nevertheless, millions and millions of them get discarded and crushed up each year.   Countless other products will also last a long time if taken care of.      So, as often as possible, buy USED consumer products.    That frees up your money to pay down debt, buy other things you need, like food, or simply work less hours.   Working less means having more time, and time is priceless.

Paper money…..worth its weight in paper.

A huge amount of so-called “assets” on the books of large corporations is entirely theoretical.   It’s based on the changing value of things like derivatives, stocks, and other financial “products”.    We have recently seen just how dangerous that is.    This problem has not gone away.    In fact, far from it.    After a lot of outcry and attempts to reform the system, it’s still going strong.    In addition, “assets” that are actually loans with interest payable to the company are entirely dependent on the ability of a person or other company to pay.   If the person supposed to pay has no income, that “asset” is basically worthless.    It may look good on a balance sheet, but it’s not real value;  it’s THEORETICAL value.     As the economy declines, more and more of these “assets” will get revalued, and those who own them will see a rapid decline of wealth.     Soon, what will matter more is not how much “paper” wealth one has, but how much food, tools, and other useful goods one has.    Think that can’t happen?   Think again.   It HAS happened many times before during various wars ( WW 1 and 2 ), and is happening right now in many parts of the world.   In some places interest rates for basic loans is 15 to 30 percent !    People have to fill a suitcase with money to buy groceries.

What has real value?

In a pinch, if you have tools, food, housing, vehicles, and other tangible goods, PLUS knowledge and skills and a network of cooperating associates, you’ll fare much better than someone who has a pile of money in a bank but is isolated and delusional about their “wealth”.     Gold may be good for trade as a form of accepted currency, but it has little practical value except to industry.    Tools, vehicles, fuel, food ( or ability to produce food ), housing, and useful skills will become increasingly valuable as time goes by.

Work from home… But be careful !


You can work anywhere these days, but keep focused.

I work from home and it’s not as easy as many people think.    There are so many distractions, and no “boss”, or “manager”, to keep you on your toes.    If you want to work from home, you will need self discipline and a real plan, measurable goals.     There are times you can’t tell if all that you’re doing is getting you anywhere.    Then, the phone rings, or an email.    Spring to work, a customer  !

If you have company in the home while you are working, it’s helpful to make clear boundaries, what is work time, what is not.    For those who work primarily in “cyberspace”,  it can appear to friends and family that you are not really doing anything and can be approached at any time, even if to talk about trivial stuff.

Some people find it’s more productive to do some of the work late at night, after children go to sleep for example.    Ahhh, quiet !

Your customer is your master to some degree.  No customer, no money, food, home car.    No sitting out on the deck with your laptop and iced-tea.

To work at home you need a plan.   Use checklists to make sure you get stuff done.   A short pencil is better than a long memory.  ( old pilot saying ).

How to finance your new business

“If I only had a lot of money, I could start a business and get rich”.. anonymous

         Anyone who has tried to start a new business knows about one of the main obstacles — money.

           Well, that’s a big subject, and there are many ways to get money, but just about every advisor I’ve heard repeats the same thing — start with your OWN resources. Don’t expect, or depend on, other people, to get your business rolling.

           Now, that doesn’t mean investors won’t play a role in growing your business. It just means you should do every thing you can to bring your own resources to the table. There are some good habits that are great in business, and one of those is frugality. Be cheap, but not foolish, and you’ll save a lot of money.    Ask yourself how important is this new business?   If the answer is “critical to survival”, you’ll do everything you can imagine to make it work.


        One way to “get” money is to save more of what you take in now.    The old adage “a penny saved is a penny earned” is very true.       Take a good look at what you spend money on, and why.    Then think of ways you can save money on basics, get rid of spending you don’t need.    You can take advantage of opportunities such as:   yard sales, thrift shops, ebay, neighbors, friends, money-earning hobbies, and much more.     I know someone who for 7 years earned thousands of dollars every year selling stuff he found free at the local dump.     

   If your new business needs office equipment and furniture, you can often get it for next to nothing these days.   Just look around, go to local thrift stores, or better yet, go to the “thrift stores” and yard sales in upscale towns and neighborhoods.   You’ll be surprised at what you find there and how low the prices are.

50 Dollars to 200

Reminder.   Don’t buy any product if you’re not going to use it.  

     The products listed here are TOOLS.     You have to study a bit before you select which one is right for you, see if it’s something you can do.

     Then, you have to follow the instructions.     Also, you need to understand the tool in context of the media, the internet, sites like Google and Twitter.     Learn more on our other pages.   If you’re not good with the internet, have a younger person help you.    These are things high school kids can do easily.   They can teach you if you feel awkward around computers

Turbo Cash Generator Use Twitter, and automate it, to rake in buckaroos.    ( Click )

Shelly Ryan has done a TREMENDOUS job, putting this together for you.     The price is incredible !     If you actually DO what she teaches, you have just bought yourself a liberating income for less than the price of the average textbook, one you can do while you are old, and one you can teach your family and friends.

  It’s up to you to apply what she’s teaching.    Highly recommended.

  It’s easy to set up, well worth the money.   You could earn the cost back within a day or too, then keep on making money.     It can be set on autopilot.     And you can also make money SELLING this product, PLUS any other products that you or anyone else sells, using this tool.

Global Domains International

Don’t have a retirement savings

Have a retirement INCOME.    

 ( okay, have a savings account too, but don’t forget to create an income stream along the way )

How much does your savings pay while you’re heading towards retirement?

How much will it pay YOU once you stop working?

What if you could have income streaming in right on through retirement until the day you die, AND,  keep on going to benefit your family?

         Does that sound crazy?

There are things that you can do now, even in your spare time, over a long period if you wish, to build up a steady residual income from a variety of online sources.

For example: 

Membership plans to interesting sites that you create, and newsletters that you publish

A digital information product, or DIP, that you create, and keeps selling month after month, passively, delivered by email automatically.

An Ebay business that sells a lot of similar products, easy to list and sell, and often you can have someone ELSE actually ship it.   

Copyrighted content such as songs you write, or pictures you take   There are companies right now who would like to use your images on a shirt, or mug, or some other way.   You can find these companies online, and you can have your own products created so you can sell them.

You can use the internet to create steady, long term income. Here’s ONE of many ways, listen and learn.

and another one…


It’s good to save some money, of course.   But don’t be afraid to spend some money learning how to make passive income that will help support you when you are too weak to work, or just want to play during retirement.